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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,622 | $108,942-19.6% | $100,415-12.7% | $145,897-39.9% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.56% | 58.27%-43.7pp | 49.47%-34.9pp | 552.29%-537.7pp |
| Employer contribution / active EE | $7,658 | $4,422+73.2% | $3,943+94.2% | $4,663+64.2% |
| Participant deferral / active EE | $4,039 | $8,461-52.3% | $8,091-50.1% | $6,689-39.6% |
| Admin fee / account holder | $1,268 | $9,702-86.9% | $7,906-84.0% | $13,390-90.5% |