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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,262 | $100,970-74.0% | $96,576-72.8% | $137,256-80.9% |
| Participation rate | 95.0% | 82.6%+12.4pp | 81.4%+13.6pp | 80.0%+15.0pp |
| Annual return | 10.60% | 38.16%-27.6pp | 38.47%-27.9pp | 220.34%-209.7pp |
| Employer contribution / active EE | $6,954 | $3,809+82.6% | $3,553+95.7% | $4,156+67.3% |
| Participant deferral / active EE | $4,424 | $8,286-46.6% | $7,956-44.4% | $6,407-31.0% |
| Admin fee / account holder | $74,961 | $11,312+562.7% | $11,381+558.7% | $12,270+510.9% |