Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $57,323 |
Filed as: KESTRA ADVISORY SERVICES Service code 15 · EIN 35-2552359 | Recordkeeping | $7,841 |
ADP BROKER-DEALER1 year Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,216 | $58,911-94.5% | $129,384-97.5% | $77,736-95.9% |
| Participation rate | 66.7% | 59.4%+7.3pp | 69.6%-2.9pp | 70.6%-3.8pp |
| Annual return | 12.95% | 24.75%-11.8pp | 9461.77%-9448.8pp | 31.26%-18.3pp |
| Employer contribution / active EE | $0 | $1,955-100.0% | $4,153-100.0% | $2,728-100.0% |
| Participant deferral / active EE | $1,146 | $3,220-64.4% | $4,166-72.5% | $4,651-75.4% |
| Admin fee / account holder | $103 | $592-82.5% | $7,686-98.7% | $433-76.2% |