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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,278 | $106,749-51.0% | $145,433-64.1% | $82,448-36.6% |
| Participation rate | 88.2% | 75.6%+12.6pp | 82.1%+6.1pp | 68.1%+20.2pp |
| Annual return | 23.68% | 27.59%-3.9pp | 66.58%-42.9pp | 41.64%-18.0pp |
| Employer contribution / active EE | $4,749 | $3,444+37.9% | $4,554+4.3% | $2,551+86.2% |
| Participant deferral / active EE | $8,902 | $6,519+36.6% | $7,897+12.7% | $4,139+115.1% |
| Admin fee / account holder | $1,289 | $8,390-84.6% | $13,129-90.2% | $7,234-82.2% |