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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,354 | $201,344+23.8% | $184,243+35.3% | $145,877+70.9% |
| Participation rate | 55.6% | 87.5%-31.9pp | 86.8%-31.3pp | 80.3%-24.7pp |
| Annual return | 14.34% | 29.01%-14.7pp | 28.82%-14.5pp | 551.28%-536.9pp |
| Employer contribution / active EE | $3,085 | $7,022-56.1% | $6,427-52.0% | $4,663-33.8% |
| Participant deferral / active EE | $7,333 | $9,807-25.2% | $9,132-19.7% | $6,691+9.6% |
| Admin fee / account holder | $0 | $16,382-100.0% | $13,914-100.0% | $13,402-100.0% |