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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,040 | $160,040+80.0% | $147,096+95.8% | $145,877+97.5% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 16.59% | 98.49%-81.9pp | 419.75%-403.2pp | 551.28%-534.7pp |
| Employer contribution / active EE | $5,950 | $5,289+12.5% | $4,936+20.5% | $4,663+27.6% |
| Participant deferral / active EE | $11,609 | $8,429+37.7% | $8,071+43.8% | $6,691+73.5% |
| Admin fee / account holder | $11,408 | $15,050-24.2% | $13,005-12.3% | $13,402-14.9% |