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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,040 | $159,934+80.1% | $147,005+95.9% | $145,959+97.3% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 16.59% | 98.24%-81.7pp | 418.76%-402.2pp | 561.95%-545.4pp |
| Employer contribution / active EE | $5,950 | $5,287+12.5% | $4,934+20.6% | $4,661+27.7% |
| Participant deferral / active EE | $11,609 | $8,427+37.8% | $8,070+43.9% | $6,689+73.6% |
| Admin fee / account holder | $11,408 | $15,053-24.2% | $13,006-12.3% | $13,398-14.9% |