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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,773 | $70,366-53.4% | $66,674-50.8% | $138,895-76.4% |
| Participation rate | 40.0% | 76.2%-36.2pp | 73.7%-33.7pp | 79.9%-39.9pp |
| Annual return | 14.44% | 386.41%-372.0pp | 321.24%-306.8pp | 145.39%-131.0pp |
| Employer contribution / active EE | $1,168 | $2,765-57.8% | $2,620-55.4% | $4,194-72.2% |
| Participant deferral / active EE | $3,759 | $4,374-14.1% | $4,084-8.0% | $6,396-41.2% |
| Admin fee / account holder | $340 | $5,262-93.5% | $5,098-93.3% | $12,562-97.3% |