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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,766 | $69,118-83.0% | $53,647-78.1% | $138,895-91.5% |
| Participation rate | 37.5% | 64.0%-26.5pp | 56.3%-18.8pp | 79.9%-42.4pp |
| Annual return | 22.27% | 248.26%-226.0pp | 358.33%-336.1pp | 145.39%-123.1pp |
| Employer contribution / active EE | $519 | $1,189-56.4% | $962-46.1% | $4,194-87.6% |
| Participant deferral / active EE | $707 | $2,274-68.9% | $1,813-61.0% | $6,396-89.0% |
| Admin fee / account holder | $260 | $2,724-90.4% | $2,460-89.4% | $12,562-97.9% |