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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,766 | $67,823-82.7% | $52,425-77.6% | $137,256-91.4% |
| Participation rate | 37.5% | 63.9%-26.4pp | 55.6%-18.1pp | 80.0%-42.5pp |
| Annual return | 22.27% | 219.11%-196.8pp | 302.12%-279.9pp | 220.34%-198.1pp |
| Employer contribution / active EE | $519 | $1,163-55.4% | $914-43.2% | $4,156-87.5% |
| Participant deferral / active EE | $707 | $2,288-69.1% | $1,790-60.5% | $6,407-89.0% |
| Admin fee / account holder | $260 | $2,844-90.9% | $2,495-89.6% | $12,270-97.9% |