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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $815,041 | $160,070+409.2% | $147,117+454.0% | $145,897+458.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.79% | 98.69%-86.9pp | 420.54%-408.7pp | 552.29%-540.5pp |
| Employer contribution / active EE | $28,645 | $5,285+442.1% | $4,932+480.7% | $4,663+514.4% |
| Participant deferral / active EE | $18,857 | $8,419+124.0% | $8,065+133.8% | $6,689+181.9% |
| Admin fee / account holder | $3,211 | $15,035-78.6% | $12,993-75.3% | $13,390-76.0% |