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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,913 | $185,312-57.4% | $161,489-51.1% | $154,746-49.0% |
| Participation rate | 78.3% | 82.5%-4.2pp | 78.7%-0.4pp | 80.7%-2.4pp |
| Annual return | 23.76% | 103.84%-80.1pp | 89.72%-66.0pp | 172.34%-148.6pp |
| Employer contribution / active EE | $2,408 | $4,769-49.5% | $4,268-43.6% | $4,379-45.0% |
| Participant deferral / active EE | $6,313 | $6,350-0.6% | $5,630+12.1% | $6,730-6.2% |
| Admin fee / account holder | $20,397 | $18,654+9.3% | $16,006+27.4% | $14,365+42.0% |