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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,862 | $160,070+55.5% | $147,117+69.2% | $145,897+70.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.49% | 98.69%-90.2pp | 420.54%-412.1pp | 552.29%-543.8pp |
| Employer contribution / active EE | $25,389 | $5,285+380.4% | $4,932+414.7% | $4,663+444.5% |
| Participant deferral / active EE | $17,417 | $8,419+106.9% | $8,065+116.0% | $6,689+160.4% |
| Admin fee / account holder | $39,168 | $15,035+160.5% | $12,993+201.5% | $13,390+192.5% |