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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,571 | $81,358+243.6% | $155,556+79.7% | $80,959+245.3% |
| Participation rate | 98.0% | 66.3%+31.7pp | 78.2%+19.8pp | 67.7%+30.3pp |
| Annual return | 14.65% | 33.39%-18.7pp | 64.84%-50.2pp | 35.67%-21.0pp |
| Employer contribution / active EE | $15,979 | $3,106+414.4% | $4,675+241.8% | $2,757+479.6% |
| Participant deferral / active EE | $16,042 | $3,455+364.3% | $5,631+184.9% | $4,300+273.0% |
| Admin fee / account holder | $11,489 | $7,994+43.7% | $15,885-27.7% | $6,925+65.9% |