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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,835 | $75,541+339.3% | $152,093+118.2% | $82,637+301.6% |
| Participation rate | 93.5% | 66.5%+26.9pp | 77.8%+15.7pp | 68.1%+25.4pp |
| Annual return | 14.21% | 32.56%-18.3pp | 66.36%-52.1pp | 53.51%-39.3pp |
| Employer contribution / active EE | $18,399 | $2,622+601.6% | $4,175+340.7% | $2,552+620.9% |
| Participant deferral / active EE | $14,283 | $3,206+345.6% | $5,451+162.0% | $4,126+246.2% |
| Admin fee / account holder | $17,488 | $6,405+173.0% | $14,497+20.6% | $7,339+138.3% |