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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,835 | $78,690+321.7% | $161,489+105.5% | $87,485+279.3% |
| Participation rate | 93.5% | 67.5%+26.0pp | 78.7%+14.8pp | 68.9%+24.5pp |
| Annual return | 14.21% | 32.74%-18.5pp | 89.72%-75.5pp | 26.06%-11.8pp |
| Employer contribution / active EE | $18,399 | $2,588+610.9% | $4,268+331.1% | $2,596+608.7% |
| Participant deferral / active EE | $14,283 | $3,311+331.4% | $5,630+153.7% | $4,274+234.2% |
| Admin fee / account holder | $17,488 | $6,724+160.1% | $16,006+9.3% | $7,775+124.9% |