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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,771 | $183,516-87.0% | $155,534-84.7% | $145,884-83.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.18% | 61.43%-53.2pp | 64.92%-56.7pp | 551.85%-543.7pp |
| Employer contribution / active EE | $1,278 | $5,315-76.0% | $4,675-72.7% | $4,662-72.6% |
| Participant deferral / active EE | $2,920 | $6,467-54.8% | $5,630-48.1% | $6,690-56.3% |
| Admin fee / account holder | $1,824 | $19,293-90.5% | $15,900-88.5% | $13,392-86.4% |