Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,310 | $94,031-34.8% | $115,768-47.0% | $82,448-25.6% |
| Participation rate | 51.9% | 70.4%-18.5pp | 74.4%-22.4pp | 68.1%-16.1pp |
| Annual return | 15.43% | 20.61%-5.2pp | 100.46%-85.0pp | 41.64%-26.2pp |
| Employer contribution / active EE | $2,044 | $2,323-12.0% | $2,940-30.5% | $2,551-19.9% |
| Participant deferral / active EE | $3,577 | $3,972-9.9% | $4,917-27.2% | $4,139-13.6% |
| Admin fee / account holder | $8,072 | $10,249-21.2% | $12,439-35.1% | $7,234+11.6% |