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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,824 | $97,125-80.6% | $86,233-78.2% | $137,256-86.3% |
| Participation rate | 90.5% | 74.2%+16.3pp | 69.0%+21.5pp | 80.0%+10.5pp |
| Annual return | 19.39% | 74.19%-54.8pp | 61.39%-42.0pp | 220.34%-201.0pp |
| Employer contribution / active EE | $2,355 | $2,841-17.1% | $2,504-6.0% | $4,156-43.3% |
| Participant deferral / active EE | $3,597 | $5,180-30.6% | $4,559-21.1% | $6,407-43.9% |
| Admin fee / account holder | $622 | $9,725-93.6% | $8,342-92.5% | $12,270-94.9% |