Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,085 | $58,627-47.0% | $76,735-59.5% | $82,448-62.3% |
| Participation rate | 36.0% | 63.2%-27.2pp | 69.5%-33.5pp | 68.1%-32.1pp |
| Annual return | 12.40% | 39.10%-26.7pp | 29.77%-17.4pp | 41.64%-29.2pp |
| Employer contribution / active EE | $0 | $1,729-100.0% | $2,454-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $744 | $3,134-76.2% | $4,088-81.8% | $4,139-82.0% |
| Admin fee / account holder | $1,246 | $5,323-76.6% | $7,189-82.7% | $7,234-82.8% |