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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,647 | $80,812+9.7% | $160,784-44.9% | $82,448+7.5% |
| Participation rate | 48.8% | 66.2%-17.5pp | 77.0%-28.2pp | 68.1%-19.3pp |
| Annual return | 19.16% | 100.59%-81.4pp | 1803.92%-1784.8pp | 41.64%-22.5pp |
| Employer contribution / active EE | $1,676 | $2,174-22.9% | $3,733-55.1% | $2,551-34.3% |
| Participant deferral / active EE | $2,201 | $4,335-49.2% | $6,293-65.0% | $4,139-46.8% |
| Admin fee / account holder | $1,958 | $7,695-74.6% | $9,717-79.8% | $7,234-72.9% |