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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,963 | $184,014+67.9% | $161,149+91.7% | $138,895+122.4% |
| Participation rate | 94.1% | 82.1%+12.0pp | 78.8%+15.3pp | 79.9%+14.2pp |
| Annual return | 6.01% | 21.52%-15.5pp | 21.16%-15.1pp | 145.39%-139.4pp |
| Employer contribution / active EE | $16,427 | $5,055+225.0% | $4,360+276.8% | $4,194+291.7% |
| Participant deferral / active EE | $13,751 | $6,909+99.0% | $6,153+123.5% | $6,396+115.0% |
| Admin fee / account holder | $181,666 | $18,027+907.8% | $15,194+1095.6% | $12,562+1346.1% |