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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,963 | $178,174+73.4% | $156,181+97.8% | $137,256+125.1% |
| Participation rate | 94.1% | 82.0%+12.1pp | 78.8%+15.3pp | 80.0%+14.2pp |
| Annual return | 6.01% | 84.19%-78.2pp | 64.87%-58.9pp | 220.34%-214.3pp |
| Employer contribution / active EE | $16,427 | $4,972+230.4% | $4,294+282.6% | $4,156+295.3% |
| Participant deferral / active EE | $13,751 | $6,888+99.6% | $6,132+124.2% | $6,407+114.6% |
| Admin fee / account holder | $181,666 | $17,404+943.8% | $14,586+1145.5% | $12,270+1380.6% |