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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,120 | $160,040-42.4% | $147,096-37.4% | $145,877-36.9% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 19.05% | 98.49%-79.4pp | 419.75%-400.7pp | 551.28%-532.2pp |
| Employer contribution / active EE | $4,598 | $5,289-13.1% | $4,936-6.8% | $4,663-1.4% |
| Participant deferral / active EE | $1,660 | $8,429-80.3% | $8,071-79.4% | $6,691-75.2% |
| Admin fee / account holder | $337 | $15,050-97.8% | $13,005-97.4% | $13,402-97.5% |