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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,494 | $209,336-68.7% | $197,124-66.8% | $137,256-52.3% |
| Participation rate | 75.0% | 87.3%-12.3pp | 86.7%-11.7pp | 80.0%-5.0pp |
| Annual return | 2.50% | 48.09%-45.6pp | 44.34%-41.8pp | 220.34%-217.8pp |
| Employer contribution / active EE | $2,032 | $6,591-69.2% | $6,227-67.4% | $4,156-51.1% |
| Participant deferral / active EE | $3,620 | $9,614-62.3% | $9,135-60.4% | $6,407-43.5% |
| Admin fee / account holder | $15,503 | $17,308-10.4% | $16,298-4.9% | $12,270+26.3% |