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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,728 | $102,385-10.4% | $147,080-37.6% | $80,935+13.3% |
| Participation rate | 90.3% | 75.9%+14.5pp | 82.2%+8.1pp | 67.7%+22.7pp |
| Annual return | 12.78% | 135.09%-122.3pp | 420.17%-407.4pp | 35.66%-22.9pp |
| Employer contribution / active EE | $6,119 | $3,717+64.6% | $4,933+24.0% | $2,757+122.0% |
| Participant deferral / active EE | $6,904 | $6,651+3.8% | $8,066-14.4% | $4,299+60.6% |
| Admin fee / account holder | $5,004 | $7,951-37.1% | $12,989-61.5% | $6,924-27.7% |