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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,501 | $149,040+160.7% | $120,225+223.1% | $137,256+183.0% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 16.79% | 605.68%-588.9pp | 439.23%-422.4pp | 220.34%-203.6pp |
| Employer contribution / active EE | $12,498 | $4,350+187.3% | $3,475+259.6% | $4,156+200.7% |
| Participant deferral / active EE | $8,838 | $4,655+89.9% | $3,999+121.0% | $6,407+37.9% |
| Admin fee / account holder | $3,870 | $6,348-39.0% | $5,696-32.1% | $12,270-68.5% |