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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 1400 AMERICAN BLVD BLDG #4 · PENNINGTON, NJ 08534 | Advisory (Plan) | $35,214 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $27,484 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $10,030 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,293 | $73,459-5.7% | $178,528-61.2% | $74,429-6.9% |
| Participation rate | 78.9% | 66.5%+12.3pp | 77.1%+1.8pp | 67.2%+11.7pp |
| Annual return | 13.36% | 17.50%-4.1pp | 27.11%-13.8pp | 1368.38%-1355.0pp |
| Employer contribution / active EE | $2,195 | $2,219-1.1% | $3,950-44.4% | $2,625-16.4% |
| Participant deferral / active EE | $4,293 | $4,515-4.9% | $6,278-31.6% | $4,348-1.3% |
| Admin fee / account holder | $354 | $1,812-80.5% | $10,419-96.6% | $1,944-81.8% |