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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,116 | $174,379-54.1% | $152,093-47.3% | $138,895-42.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 18.19% | 74.86%-56.7pp | 66.36%-48.2pp | 145.39%-127.2pp |
| Employer contribution / active EE | $2,129 | $4,652-54.2% | $4,175-49.0% | $4,194-49.2% |
| Participant deferral / active EE | $16,283 | $6,159+164.4% | $5,451+198.7% | $6,396+154.6% |
| Admin fee / account holder | $725 | $16,880-95.7% | $14,497-95.0% | $12,562-94.2% |