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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,058 | $93,345-11.0% | $119,126-30.3% | $87,485-5.1% |
| Participation rate | 61.3% | 68.7%-7.5pp | 75.8%-14.5pp | 68.9%-7.7pp |
| Annual return | 15.55% | 19.08%-3.5pp | 282.11%-266.6pp | 26.06%-10.5pp |
| Employer contribution / active EE | $2,454 | $3,172-22.6% | $4,034-39.2% | $2,596-5.5% |
| Participant deferral / active EE | $4,374 | $4,099+6.7% | $5,318-17.7% | $4,274+2.4% |
| Admin fee / account holder | $11,986 | $8,039+49.1% | $10,693+12.1% | $7,775+54.2% |