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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,135 | $183,592+61.3% | $155,574+90.3% | $145,877+103.0% |
| Participation rate | 72.7% | 82.7%-10.0pp | 78.2%-5.5pp | 80.3%-7.6pp |
| Annual return | 10.71% | 61.37%-50.7pp | 64.87%-54.2pp | 551.28%-540.6pp |
| Employer contribution / active EE | $5,092 | $5,317-4.2% | $4,676+8.9% | $4,663+9.2% |
| Participant deferral / active EE | $4,535 | $6,466-29.9% | $5,629-19.4% | $6,691-32.2% |
| Admin fee / account holder | $12,111 | $19,316-37.3% | $15,914-23.9% | $13,402-9.6% |