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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,719 | $60,393-22.6% | $81,820-42.9% | $74,429-37.2% |
| Participation rate | 63.5% | 62.9%+0.6pp | 72.4%-8.9pp | 67.2%-3.7pp |
| Annual return | 12.48% | 16.89%-4.4pp | 777.93%-765.5pp | 1368.38%-1355.9pp |
| Employer contribution / active EE | $479 | $2,626-81.8% | $2,915-83.6% | $2,625-81.8% |
| Participant deferral / active EE | $1,632 | $3,397-52.0% | $4,323-62.2% | $4,348-62.5% |
| Admin fee / account holder | $2,603 | $1,491+74.6% | $7,391-64.8% | $1,944+33.9% |