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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,893 | $199,109-24.2% | $173,730-13.1% | $154,746-2.5% |
| Participation rate | 73.7% | 82.8%-9.1pp | 79.6%-5.9pp | 80.7%-7.0pp |
| Annual return | 13.45% | 20.02%-6.6pp | 19.96%-6.5pp | 172.34%-158.9pp |
| Employer contribution / active EE | $2,254 | $5,311-57.6% | $4,577-50.8% | $4,379-48.5% |
| Participant deferral / active EE | $6,574 | $7,113-7.6% | $6,326+3.9% | $6,730-2.3% |
| Admin fee / account holder | $1,455 | $20,916-93.0% | $17,523-91.7% | $14,365-89.9% |