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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,259 | $183,539+118.6% | $155,556+158.0% | $145,897+175.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.47% | 61.31%-48.8pp | 64.84%-52.4pp | 552.29%-539.8pp |
| Employer contribution / active EE | $13,850 | $5,315+160.6% | $4,675+196.2% | $4,663+197.1% |
| Participant deferral / active EE | $8,891 | $6,467+37.5% | $5,631+57.9% | $6,689+32.9% |
| Admin fee / account holder | $3,625 | $19,275-81.2% | $15,885-77.2% | $13,390-72.9% |