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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,883 | $201,264-12.1% | $184,185-4.0% | $145,978+21.2% |
| Participation rate | 50.0% | 87.5%-37.5pp | 86.8%-36.8pp | 80.3%-30.3pp |
| Annual return | 14.80% | 29.00%-14.2pp | 28.81%-14.0pp | 550.52%-535.7pp |
| Employer contribution / active EE | $1,735 | $7,021-75.3% | $6,426-73.0% | $4,662-62.8% |
| Participant deferral / active EE | $14,567 | $9,806+48.5% | $9,132+59.5% | $6,690+117.8% |
| Admin fee / account holder | $830 | $16,376-94.9% | $13,909-94.0% | $13,400-93.8% |