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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,883 | $201,370-12.2% | $184,256-4.0% | $145,897+21.2% |
| Participation rate | 50.0% | 87.5%-37.5pp | 86.8%-36.8pp | 80.3%-30.3pp |
| Annual return | 14.80% | 29.05%-14.3pp | 28.85%-14.0pp | 552.29%-537.5pp |
| Employer contribution / active EE | $1,735 | $7,024-75.3% | $6,427-73.0% | $4,663-62.8% |
| Participant deferral / active EE | $14,567 | $9,808+48.5% | $9,133+59.5% | $6,689+117.8% |
| Admin fee / account holder | $830 | $16,364-94.9% | $13,899-94.0% | $13,390-93.8% |