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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,148 | $90,400-42.3% | $186,193-72.0% | $87,485-40.4% |
| Participation rate | 100.0% | 66.2%+33.8pp | 77.1%+22.9pp | 68.9%+31.1pp |
| Annual return | 11.89% | 22.15%-10.3pp | 78.03%-66.1pp | 26.06%-14.2pp |
| Employer contribution / active EE | $7,508 | $2,170+245.9% | $3,918+91.6% | $2,596+189.2% |
| Participant deferral / active EE | $2,822 | $4,330-34.8% | $6,513-56.7% | $4,274-34.0% |
| Admin fee / account holder | $9,337 | $8,673+7.7% | $11,058-15.6% | $7,775+20.1% |