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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,148 | $91,086-42.7% | $203,872-74.4% | $86,983-40.0% |
| Participation rate | 100.0% | 65.8%+34.2pp | 77.8%+22.2pp | 69.5%+30.5pp |
| Annual return | 11.89% | 22.30%-10.4pp | 85.11%-73.2pp | 25.83%-13.9pp |
| Employer contribution / active EE | $7,508 | $2,063+263.9% | $3,757+99.8% | $2,584+190.5% |
| Participant deferral / active EE | $2,822 | $4,019-29.8% | $6,388-55.8% | $4,194-32.7% |
| Admin fee / account holder | $9,337 | $8,987+3.9% | $11,730-20.4% | $7,856+18.9% |