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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $467,929 | $201,372+132.4% | $184,260+154.0% | $145,884+220.8% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 27.13% | 29.04%-1.9pp | 28.84%-1.7pp | 551.85%-524.7pp |
| Employer contribution / active EE | $6,460 | $7,024-8.0% | $6,427+0.5% | $4,662+38.6% |
| Participant deferral / active EE | $16,134 | $9,808+64.5% | $9,133+76.7% | $6,690+141.2% |
| Admin fee / account holder | $14,481 | $16,362-11.5% | $13,898+4.2% | $13,392+8.1% |