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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,645 | $114,013+13.7% | $103,693+25.0% | $155,188-16.5% |
| Participation rate | 83.3% | 75.2%+8.1pp | 72.6%+10.7pp | 80.8%+2.5pp |
| Annual return | 17.15% | 49.31%-32.2pp | 47.61%-30.5pp | 148.84%-131.7pp |
| Employer contribution / active EE | $3,213 | $3,131+2.6% | $2,920+10.0% | $4,248-24.4% |
| Participant deferral / active EE | $7,469 | $4,970+50.3% | $4,579+63.1% | $6,531+14.4% |
| Admin fee / account holder | $2,221 | $8,407-73.6% | $7,858-71.7% | $14,480-84.7% |