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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,874 | $166,242-14.1% | $165,071-13.4% | $145,884-2.1% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.6%+7.1pp | 80.3%+5.4pp |
| Annual return | 218.16% | 100.44%+117.7pp | 70.17%+148.0pp | 551.85%-333.7pp |
| Employer contribution / active EE | $11,500 | $5,283+117.7% | $4,347+164.5% | $4,662+146.7% |
| Participant deferral / active EE | $11,255 | $6,964+61.6% | $6,035+86.5% | $6,690+68.2% |
| Admin fee / account holder | $1,644 | $16,658-90.1% | $12,695-87.0% | $13,392-87.7% |