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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,874 | $166,020-13.9% | $164,866-13.3% | $145,959-2.1% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.6%+7.1pp | 80.3%+5.4pp |
| Annual return | 218.16% | 100.08%+118.1pp | 69.97%+148.2pp | 561.95%-343.8pp |
| Employer contribution / active EE | $11,500 | $5,275+118.0% | $4,343+164.8% | $4,661+146.7% |
| Participant deferral / active EE | $11,255 | $6,961+61.7% | $6,033+86.6% | $6,689+68.3% |
| Admin fee / account holder | $1,644 | $16,644-90.1% | $12,689-87.0% | $13,398-87.7% |