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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,197 | $81,358+10.9% | $155,556-42.0% | $80,959+11.4% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 15.22% | 33.39%-18.2pp | 64.84%-49.6pp | 35.67%-20.4pp |
| Employer contribution / active EE | $1,680 | $3,106-45.9% | $4,675-64.1% | $2,757-39.1% |
| Participant deferral / active EE | $6,167 | $3,455+78.5% | $5,631+9.5% | $4,300+43.4% |
| Admin fee / account holder | $1,433 | $7,994-82.1% | $15,885-91.0% | $6,925-79.3% |