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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,789 | $156,398+127.5% | $147,318+141.5% | $138,895+156.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 20.70% | 78.75%-58.0pp | 70.43%-49.7pp | 145.39%-124.7pp |
| Employer contribution / active EE | $4,601 | $4,853-5.2% | $4,593+0.2% | $4,194+9.7% |
| Participant deferral / active EE | $10,396 | $8,237+26.2% | $7,906+31.5% | $6,396+62.5% |
| Admin fee / account holder | $7,388 | $14,976-50.7% | $13,708-46.1% | $12,562-41.2% |