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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,039 | $93,345-12.1% | $119,126-31.1% | $87,485-6.2% |
| Participation rate | 69.2% | 68.7%+0.5pp | 75.8%-6.5pp | 68.9%+0.3pp |
| Annual return | 17.57% | 19.08%-1.5pp | 282.11%-264.5pp | 26.06%-8.5pp |
| Employer contribution / active EE | $2,881 | $3,172-9.2% | $4,034-28.6% | $2,596+11.0% |
| Participant deferral / active EE | $4,737 | $4,099+15.6% | $5,318-10.9% | $4,274+10.8% |
| Admin fee / account holder | $0 | $8,039-100.0% | $10,693-100.0% | $7,775-100.0% |