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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,736 | $81,457+6.5% | $103,378-16.1% | $80,911+7.2% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 8.55% | 25.58%-17.0pp | 24.91%-16.4pp | 35.63%-27.1pp |
| Employer contribution / active EE | $3,779 | $3,107+21.6% | $3,870-2.4% | $2,756+37.1% |
| Participant deferral / active EE | $6,115 | $3,871+58.0% | $5,058+20.9% | $4,297+42.3% |
| Admin fee / account holder | $951 | $6,717-85.8% | $8,401-88.7% | $6,935-86.3% |