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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,223 | $88,672+22.0% | $105,223+2.9% | $82,448+31.3% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 12.31% | 30.86%-18.5pp | 180.65%-168.3pp | 41.64%-29.3pp |
| Employer contribution / active EE | $4,343 | $3,048+42.5% | $3,689+17.8% | $2,551+70.3% |
| Participant deferral / active EE | $6,722 | $4,036+66.6% | $5,072+32.5% | $4,139+62.4% |
| Admin fee / account holder | $2,153 | $7,146-69.9% | $8,859-75.7% | $7,234-70.2% |