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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,604 | $150,346-25.1% | $120,524-6.6% | $145,877-22.8% |
| Participation rate | 52.6% | 78.8%-26.2pp | 71.9%-19.3pp | 80.3%-27.7pp |
| Annual return | 12.70% | 154.40%-141.7pp | 107.36%-94.7pp | 551.28%-538.6pp |
| Employer contribution / active EE | $945 | $4,353-78.3% | $3,469-72.8% | $4,663-79.7% |
| Participant deferral / active EE | $2,608 | $6,172-57.7% | $4,994-47.8% | $6,691-61.0% |
| Admin fee / account holder | $146,774 | $12,215+1101.5% | $9,440+1454.8% | $13,402+995.2% |