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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,973 | $108,825+7.5% | $156,181-25.1% | $82,448+41.9% |
| Participation rate | 65.6% | 72.4%-6.7pp | 78.8%-13.2pp | 68.1%-2.4pp |
| Annual return | 20.75% | 20.59%+0.2pp | 64.87%-44.1pp | 41.64%-20.9pp |
| Employer contribution / active EE | $2,313 | $2,870-19.4% | $4,294-46.1% | $2,551-9.3% |
| Participant deferral / active EE | $5,005 | $4,577+9.4% | $6,132-18.4% | $4,139+20.9% |
| Admin fee / account holder | $4,321 | $9,341-53.7% | $14,586-70.4% | $7,234-40.3% |