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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,312 | $72,071+118.3% | $68,368+130.1% | $137,256+14.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 15.55% | 353.14%-337.6pp | 292.57%-277.0pp | 220.34%-204.8pp |
| Employer contribution / active EE | $8,015 | $2,788+187.5% | $2,649+202.6% | $4,156+92.9% |
| Participant deferral / active EE | $4,204 | $4,410-4.7% | $4,123+2.0% | $6,407-34.4% |
| Admin fee / account holder | $7,754 | $5,336+45.3% | $5,150+50.6% | $12,270-36.8% |