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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,853 | $183,539+35.6% | $155,556+60.0% | $145,897+70.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 16.88% | 61.31%-44.4pp | 64.84%-48.0pp | 552.29%-535.4pp |
| Employer contribution / active EE | $9,925 | $5,315+86.7% | $4,675+112.3% | $4,663+112.9% |
| Participant deferral / active EE | $5,552 | $6,467-14.2% | $5,631-1.4% | $6,689-17.0% |
| Admin fee / account holder | $1,718 | $19,275-91.1% | $15,885-89.2% | $13,390-87.2% |