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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,586 | $124,425+17.0% | $112,040+29.9% | $137,256+6.1% |
| Participation rate | 87.5% | 79.3%+8.2pp | 76.5%+11.0pp | 80.0%+7.5pp |
| Annual return | 15.92% | 24.72%-8.8pp | 24.52%-8.6pp | 220.34%-204.4pp |
| Employer contribution / active EE | $8,570 | $3,411+151.2% | $2,954+190.1% | $4,156+106.2% |
| Participant deferral / active EE | $6,440 | $5,718+12.6% | $5,098+26.3% | $6,407+0.5% |
| Admin fee / account holder | $1,427 | $15,207-90.6% | $12,098-88.2% | $12,270-88.4% |