Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,929 | $106,749-73.8% | $145,433-80.8% | $82,448-66.1% |
| Participation rate | 21.4% | 75.6%-54.2pp | 82.1%-60.7pp | 68.1%-46.6pp |
| Annual return | 11.27% | 27.59%-16.3pp | 66.58%-55.3pp | 41.64%-30.4pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $4,554-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $854 | $6,519-86.9% | $7,897-89.2% | $4,139-79.4% |
| Admin fee / account holder | $2,936 | $8,390-65.0% | $13,129-77.6% | $7,234-59.4% |