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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,598 | $102,382-9.6% | $147,005-37.0% | $80,874+14.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 7.58% | 134.89%-127.3pp | 418.76%-411.2pp | 35.62%-28.0pp |
| Employer contribution / active EE | $5,909 | $3,715+59.1% | $4,934+19.8% | $2,756+114.4% |
| Participant deferral / active EE | $5,223 | $6,646-21.4% | $8,070-35.3% | $4,297+21.6% |
| Admin fee / account holder | $4,095 | $7,942-48.4% | $13,006-68.5% | $6,935-41.0% |