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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,598 | $102,429-9.6% | $147,096-37.0% | $80,925+14.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 7.58% | 135.02%-127.4pp | 419.75%-412.2pp | 35.65%-28.1pp |
| Employer contribution / active EE | $5,909 | $3,716+59.0% | $4,936+19.7% | $2,756+114.4% |
| Participant deferral / active EE | $5,223 | $6,649-21.4% | $8,071-35.3% | $4,299+21.5% |
| Admin fee / account holder | $4,095 | $7,957-48.5% | $13,005-68.5% | $6,940-41.0% |