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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,691 | $81,276+295.8% | $155,574+106.8% | $80,925+297.5% |
| Participation rate | 98.5% | 66.2%+32.2pp | 78.2%+20.3pp | 67.7%+30.8pp |
| Annual return | 18.24% | 33.36%-15.1pp | 64.87%-46.6pp | 35.65%-17.4pp |
| Employer contribution / active EE | $5,697 | $3,103+83.6% | $4,676+21.8% | $2,756+106.7% |
| Participant deferral / active EE | $4,041 | $3,453+17.0% | $5,629-28.2% | $4,299-6.0% |
| Admin fee / account holder | $3,594 | $7,993-55.0% | $15,914-77.4% | $6,940-48.2% |