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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,266 | $124,980+52.2% | $108,359+75.6% | $154,746+23.0% |
| Participation rate | 66.7% | 75.2%-8.5pp | 70.1%-3.5pp | 80.7%-14.0pp |
| Annual return | 14.45% | 45.00%-30.5pp | 36.89%-22.4pp | 172.34%-157.9pp |
| Employer contribution / active EE | $2,865 | $2,851+0.5% | $2,399+19.4% | $4,379-34.6% |
| Participant deferral / active EE | $9,936 | $4,743+109.5% | $4,137+140.2% | $6,730+47.6% |
| Admin fee / account holder | $7,862 | $11,502-31.6% | $9,741-19.3% | $14,365-45.3% |