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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,859 | $89,259-27.3% | $107,187-39.5% | $82,637-21.5% |
| Participation rate | 47.4% | 67.9%-20.6pp | 75.0%-27.7pp | 68.1%-20.7pp |
| Annual return | 14.77% | 21.02%-6.3pp | 204.55%-189.8pp | 53.51%-38.7pp |
| Employer contribution / active EE | $1,141 | $3,080-63.0% | $3,782-69.8% | $2,552-55.3% |
| Participant deferral / active EE | $1,759 | $4,037-56.4% | $5,096-65.5% | $4,126-57.4% |
| Admin fee / account holder | $181 | $7,381-97.6% | $9,162-98.0% | $7,339-97.5% |