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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,431 | $106,749+25.9% | $145,433-7.6% | $82,448+63.1% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 15.53% | 27.59%-12.1pp | 66.58%-51.0pp | 41.64%-26.1pp |
| Employer contribution / active EE | $7,773 | $3,444+125.7% | $4,554+70.7% | $2,551+204.7% |
| Participant deferral / active EE | $7,365 | $6,519+13.0% | $7,897-6.7% | $4,139+77.9% |
| Admin fee / account holder | $1,456 | $8,390-82.6% | $13,129-88.9% | $7,234-79.9% |