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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,100 | $174,379+31.4% | $152,093+50.6% | $138,895+64.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 11.93% | 74.86%-62.9pp | 66.36%-54.4pp | 145.39%-133.5pp |
| Employer contribution / active EE | $12,303 | $4,652+164.5% | $4,175+194.7% | $4,194+193.3% |
| Participant deferral / active EE | $7,552 | $6,159+22.6% | $5,451+38.5% | $6,396+18.1% |
| Admin fee / account holder | $2,701 | $16,880-84.0% | $14,497-81.4% | $12,562-78.5% |