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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,100 | $181,062+26.5% | $158,223+44.8% | $155,188+47.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 11.93% | 57.39%-45.5pp | 52.09%-40.2pp | 148.84%-136.9pp |
| Employer contribution / active EE | $12,303 | $4,565+169.5% | $4,109+199.4% | $4,248+189.6% |
| Participant deferral / active EE | $7,552 | $6,134+23.1% | $5,467+38.1% | $6,531+15.6% |
| Admin fee / account holder | $2,701 | $18,825-85.7% | $16,047-83.2% | $14,480-81.3% |