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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,753 | $183,592+119.4% | $155,567+158.9% | $145,959+175.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.65% | 61.24%-50.6pp | 64.74%-54.1pp | 561.95%-551.3pp |
| Employer contribution / active EE | $11,903 | $5,315+124.0% | $4,674+154.7% | $4,661+155.4% |
| Participant deferral / active EE | $8,109 | $6,464+25.4% | $5,628+44.1% | $6,689+21.2% |
| Admin fee / account holder | $12,553 | $19,318-35.0% | $15,916-21.1% | $13,398-6.3% |